Loan Steps

Quick, Hassle-Free Financing - Horse trailer, RV, recreational trailer or hauler, motorcycle or boat credit approvals in 3 hours!

Here are the steps with Southeast Financial:

  • You fill out your Southeast Financial loan application online and hit the submit button.
    Note that the minimum loan amount is $7500 (and $35,000 minimum loan balance for a refinance).
  • We send you an email acknowledging the receipt of your application.
  • We notify you by email if your application was approved or not—typically within 3 hours or less--during business hours 8:30-5:00PM CST M-F and 8:30-3:00PM Saturdays. In the email we will quote a rate and terms, and you can always view the status of your loan online throughout the process.
  • You call us toll free at 866- 952-9059 or email us to proceed with the loan and ask any questions. Your quote is good for 30 days.
  • You fax us the front and back of the title (for the horse trailer, RV, motorcycle, etc.), seller contact information, and lien information as requested.
  • We overnight FedEx you the necessary loan documents.
  • You sign the documents and provide a copy of your driver’s license and insurance binder and Fed Ex them back to us.
  • We send you your check, typically within 2 business days (after the receipt of all required information).
  • Within 30 days you title your vehicle/unit and fax us a copy of your registration showing that the lien holder has been recorded.
  • You receive your payment books from the bank approximately two weeks before the first payment is due.
  • Most importantly, you start enjoying your new or used horse trailer, RV, recreational trailer or hauler, motorcycle or boat!

Call Southeast Financial toll free at 866- 952-9059 for current financing rates
Our business hours are:
8:30-5:00PM CST M-F, and we’re open 8:30-3:00PM Saturdays

Or Email Us

Also, please check out our Loan Steps and Loan Tips for more information.